Insurance companies are not allowed to use old parts for repair of cars

16 October 2018

In the event of a fault it could be of too high risk

the Central Bank has not supported the idea of installing the car parts used in the repair for insurance. In an interview with Rossiyskaya Gazeta said the Deputy Chairman of the Central Bank Vladimir Chistyuhin.

In fact, the idea of the installation on the car parts category of "used" in the repair by CTP looks blasphemous. Yes, many motorists are ready to use some items from fights, especially when we are talking about minor elements, and the difference in price between new and second-hand parts is huge.

However, such approach is impossible in the framework of repair for insurance. Vladimir chistyukhin stated that the use of spare parts that were used, increases the likelihood of malfunction of the vehicles.

When buying used parts sometimes difficult to determine the degree of wear. But if we are talking about important car systems is under threat may be the life and health of motorists and passengers, and surrounding people.

the Chairman of the Central Bank called the clear motivation of insurers: they want to reduce costs. At the same time, Vladimir chistyukhin stated that they have massive reserves in order to reduce costs in other areas.

Earlier, the Russian Association of motor insurers has written to the Central Bank the proposal to allow for use in the system damages for CTP in genuine used parts of good quality. Supposedly this approach could be applied only in case if the insurance company agreed on this point with the car owner.