The process of buying insurance policy you want to record on video

14 September 2018

The new initiative aims to overcome failures in the sale of the policy

the Central Bank to enter the procedure of mandatory video recording of the process of buying insurance policy. This was during the parliamentary hearings on insurance in the State Duma said the Deputy Chairman of the Bank of Russia Vladimir Chistyuhin.

Previously, the proposal was made by the head of the Duma Committee on financial market Anatoly Aksakov. He said that such measure will allow to overcome long-standing problems in the sphere of compulsory insurance, the imposition of additional services and failures in the sale of insurance policies.

According to the initiative, all insurance contracts have to be signed in the presence of audio - and video recording of the negotiation process. Otherwise, the actions of insurance companies are considered to be illegal is not in favor of this company. The Finance Ministry has already declared its support.

of Course, insurance companies have opposed this proposal. As the Executive Director of the Russian Union of motor insurers (RAMI) Evgenie Ufimtsev, the requirement for mandatory video recording will lead to higher costs for insurers.

At the same time Mr. Ufimtsev has reminded that for two years all clients are insurance companies shall have the right to record audio and video. In case of violations, the insurer could face a fine of up to 50,000 rubles. At the same time the representative of the PCA said that the citizens do not enjoy this capability, and therefore the fines were issued in isolated cases.

at the end of this month, the state Duma may adopt amendments to the law on CTP. It is expected that the tariff corridor will be expanded by 20% in both directions: instead of the current fork 3432-4118 rubles will be set 2746-4942 rubles. The insurance company will have greater flexibility in costing, reducing the cost of the policy in the revenue regions and increasing in "toxic". The Deputy Chairman of the Central Bank Vladimir chistyukhin said the national average price will rise from 5.8 thousand to 7 thousand.

Previously it was assumed that the new tariffs of compulsory insurance will begin to act on the last day of summer. But later, the Central Bank postponed the implementation of the amendments in early fall. The reason was simple: the Central Bank has not time to register in the Ministry of justice regulation which describes the new rate insurance.

In addition, in September, the camera will start to automatically check for insurance. Initially the new system will start to operate in Moscow: an automatic check of the capital's drivers will be launched on 1 September. Gradually this feature will also apply to the regions. While the fine for not having a policy is only 500 rubles.