CTP may become personal

24 December 2018

The insurance policy you want to bind to the driver not the car

a System of insurance is often criticized. One of the issues arises to the principle of registration. If we are talking about personal responsibility, why the policy is issued on the car, not the driver? And if a person has multiple cars, so why for each of them, he is obliged to issue the insurance? After all, he can't be behind the wheel at the same time each of them. But in the future this principle may be revised in the Duma introduced a bill on amendments to the law on CTP, which proposes to introduce a registration policy personally on the driver.

it is Expected that the transition to the new system will allow more flexibility to pick up fares for each driver. When calculating the cost of the policy will continue to be taken into account individual characteristics (age, seniority, history of accidents), but it will not bind to the power and age of the car.

the Chairman of the Central Bank Vladimir chistyukhin supported the idea: "the Transition from car insurance to the insurance of the driver we like the idea, as a principle of support."

interesting point: the bill provides that the existing version of the design of the CTP will be saved. It is assumed that each motorist can choose the most convenient option.

However, while this is only a proposal, and from the liberal democratic party. The initiative has yet to be a discussion relevant agencies before it can get to a vote.