The camera will learn to be fined for lack of insurance

25 January 2018

The number of charges or penalties is limited

Automatic commit already monitor a variety of traffic violations. Soon she will learn to check the database for the availability of insurance policy. In his absence, the motorist will be fined.

This idea proposed by first Deputy Chairman of the Duma Committee on state construction and legislation Vyacheslav Lysakov. It is noteworthy that the legislators are going to limit the number of fines for such violation. In other words, how many cameras you have noticed the negligent driver, the number of orders and will be discharged. And since in large cities cameras are installed pretty tight, in one trip you can easily get ten lenses. In this case, the penalty will be ten-fold, then there will be 8 000 rubles.

Actually the problem with the lack of motorists insurance is very acute. According to experts, four to six million car owners move their cars without policies. If to consider that in our country is about 40 million cars, the proportion of offenders may account for 10% or more.

The problem is not only and not so much in formal compliance with the law as to the possible consequences for other drivers. If a motorist without insurance will be the culprit to pay damages will have in court. In the end, it all significantly delaying the payment. But it may not be at all: the court's decision will be, but the bailiffs will have nothing to take with the offender.

But, this initiative is a downside. For that year, motorists everywhere are faced with the fact that insurance companies simply deny them the sale of insurance. The reasons may think different: over the policies, missing required employee or, for example, the moon phase is not appropriate. Electronic CTP, which was to remedy the current situation also does not always work. Tricky insurers and then invented a number of difficulties. I determine that the policyholder is asked to enter a captcha that you enter is simply unrealistic.

It turns out that in Russia two troubles.