The Central Bank has officially canceled the certificate of accident

27 November 2017

In this issue has finally come to an end

Introduced in October new administrative regulations the traffic police caused a lot of criticism from human rights activists and ordinary motorists. One of the most controversial points was the abolition inquiries about the accident. However, they were cancelled unilaterally: inspectors of traffic police to give them ceases, and that the insurance company still had the right to claim. In more detail the situation we have considered a month ago. Now the point in dispute has finally tried to put the Central Bank.

The new regulations were contrary to the position of the Central Bank of the Russian Federation of 19 September 2014 No. 431-P "About rules of insurance". It States that the list of documents attached to the insurance claim or the direct damages under the contract of insurance, among other things, must include a certificate of traffic accident. Thus, on the face of was conflict: requirements of two state agencies is clearly contradicted each other. Extreme, as usual, became an ordinary citizen, in this case the motorist.

In the new explanation the Central Bank indicated that reference officially removed from circulation. "As a Regulation of internal Affairs is not provided, the results of the police information about the accident, the requirement to submit a specified document, in considering the insurer a statement of the victim about insurance claims, or direct damages in road accidents that took place from 20 October 2017 unlawful."

For the establishment by the insurer of an objective picture of the accident, determine the size damages and the decision on insurance payment information the drivers and vehicles involved in the accident, their apparent damage, insurance the insurance policies of the drivers involved in the accident should be recorded in reporting to the insurer the documents.