The deputies adopted amendments to the law "About insurance"

21 December 2017

Payments increased, approval will not be required

Today in the third final reading the deputies adopted amendments to the law "About insurance". They are described in the rule are intended to simplify the design of an accident by europrotocol. It is expected to make a number of changes.

an increase in the payout limit

Today, using the European accident report, that is the design of an accident without traffic police, you can count on an insurance payment in the amount of 50 000 rubles. This amount covers only minor damage, so drivers often don't want to resort to this method.

Under the new rules, the maximum compensation could reach 100 000. It is intended that the drivers will often be issued at europrotocol.

the consent of the two parties no longer need

Another strict condition for the use of the Euro Protocol agreement was for two drivers in the circumstances of the accident. That is, one of them must plead guilty: in this case, the second (i.e. the victim) will be able to count on insurance payment.

The new edition of the law "About insurance" will allow participants to apply the accident evroprotokol even in the absence of understanding. The document will need to specify the point of disagreement, the scene and all the circumstances of the accident must be fixed using a special mobile application.

By means of a smartphone will need to photograph the scene and send pictures to the insurance company. For identification in the system, you will need to enter through the portal of public services. In the near future the Central Bank intends to create an appropriate app, it will use a simple electronic signature. As part of testing this scheme will be launched in Moscow in 2018.

Also the crash can be fixed with terminals ERA-GLONASS. According to statistics, they are already installed in more than a million cars. However, even if the accident was the owner of such vehicle to use the new function until you do. The fact that this will require a paid upgrade terminals. Only in this case will be able to issue a European accident report without the involvement of the inspectors. It is expected that this upgrade of the system ERA-GLONASS will cost motorists in 10-20 thousand rubles.

New provisions of the law "About insurance" will enter into force on 1 June 2018.